CREDIT REPORT
Credit Reports & Monitoring
Since your credit reports are an important part of many credit scoring systems, it is very important that you make sure that your credit reports are accurate before you submit any type of credit application. Some experts estimate that as much as 50% of credit reports contain at least one inaccuracy. Thus, consumer advocacy groups recommend that you obtain a copy of your credit reports at least once a year to prevent fraud and to insure that your report is accurate.
Did you know? Checking your own credit report through the following links does NOT impact your credit score.
Do not have your friend at the real estate office or car dealership pull your report for you! This will cause an inquiry that you do not need. Instead, monitor your credit through the following Links gets the ball rolling on building repairing and building your credit.
Credit report monitoring offers are constantly changing.
Here are the current recommended resources Ken has for credit reports, scores and monitoring.
myFICO.com provides credit reports, credit scores, and other credit products and is a division of Fair Isaac Corporation(FICO) whose clients include:
- 100 of the Top 100 U.S. Credit Card Issuers
- 9 of the Top 10 Fortune 500 List Worldwide
Identity theft is one of the fastest growing crimes in America. Identity theft protection products like Equifax ID Patrol continually monitor consumers' credit files and alerts them of potentially fraudulent activity like a new credit card application that they did not initiate.
A FREE 30-day trial of TransUnion Credit Monitoring, which includes Unlimited access to your TransUnion Credit Score and Debt Analysis.
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